1. Avoiding Identity Theft
(Education Center/Identity Theft)

What Should I Do To Avoid Becoming A Victim Of Identity Theft? Be stingy about giving out your personal information to others unless you have a reason ...

2. Debt Management
(Education Center/How to Improve Your Credit)

... a home equity loan, you can replace the multiple loans you currently have with a single bank payment. The bank will offer you sound advice once the counselor as appraised your home and assessed your ...

3. Debt Consolidation Loans
(Education Center/How to Improve Your Credit)

... If you save additional money each month, put it towards this loan. Ensure you perform comprehensive research prior to agreeing to the loan. All banks and mortgage companies do not operate the same. ...

4. Bad Credit Business Loans
(Education Center/How to Improve Your Credit)

... you have defaulted repayments? There is hope, as all is not lost even when the bank doors shut. You may think it is impossible to get a business loan and start your own business with a poor credit ...

5. Bad Credit Refinancing
(Education Center/How to Improve Your Credit)

... months, you have had two or more 30-day delinquencies If you have had a foreclosure or a charge-off within the last 12 months If you have filed bankruptcy in the past 60 months or have been declared ...

6. Financing with Bad Credit
(Education Center/How to Improve Your Credit)

... are; Household Bank, Orchard Bank, and Applied Card Bank. These companies target individuals with lower credit scores, presenting an opportunity to build a positive credit history and ultimately ...

7. Bad credit can cause problems when you go to rent an apartment
(Education Center/How to Improve Your Credit)

... Businesses that typically use credit reports are: credit card companies, banks, employers hiring for sensitive positions, and landlords wishing to rent their residential or commercial properties.  ...

8. Getting used car loans with bad credit
(Education Center/How to Improve Your Credit)

... the terms of the loan. There are some banks or financial institutions that extend credit to used cars that are 4 to 5 years old. Never take a bad credit used car loan for granted; this loan can be ...

9. Beware of Risky Home Equity Loans
(Education Center/How to Improve Your Credit)

... can imagine the risk in this! These are risky loans because a home’s value can fluctuate based on the market and when the price drops neither the bank nor the homeowner can recoup their loss on the ...

10. Foreclosure: Avoid it by planning ahead
(Education Center/How to Improve Your Credit)

...  consumers see when they walk into a bank lobby. Banks have morphed the mortgage industry; offering several mortgage products to different homebuyers. There are fixed rate mortgages, adjustable rate ...

11. Reasons to Avoid Bad Credit
(Education Center/How to Improve Your Credit)

... a larger down payment on the home, and can be forced into paying additional fees. If your credit standing is well below the lending standards, a bank or a mortgage company will deny you loan altogether. ...

12. Fair and Accurate Credit Transacion Act
(About Us/How It Works)

... reporting agency', `creditor', `Federal banking agencies', and `financial institution' have the same meanings as in section 603 of the Fair Credit Reporting Act, as amended by this Act; and (4) the term ...

13. Fair Credit Reporting Act
(About Us/How It Works)

(a) The Congress makes the following findings: The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking ...

14. Fair Debt Collection Practices Act
(About Us/How It Works)

... Abusive debt collection practices contribute to the number of personal bankruptcies, to martial instability, to the loss of jobs, and to invasions of privacy. (b) Existing laws and procedures for redressing ...

15. Credit Restoration
(Credit Restoration/Credit Restoration)

... public records (bankruptcy, judgments, suits, liens, wage attachments, etc.), collection items, and/or delinquency (past due items) Severity of delinquency (how long past ...

16. Credit Terminology
(Education Center/Credit Terminology)

... on state law, almost any kind of property may be subject to attachment, including your home, automobile, bank accounts, and wages. Once a lien is attached to the property, you may face further collection ...

17. Be Debt Free
(Education Center/Be Debt Free)

... you have a credit card debt that is too large to handle, consider taking out a personal loan from your bank for the amount. Your bank can probably give you a much lower ...

18. Identity Theft
(Education Center/Identity Theft)

... your bank account or credit card number, your telephone calling card number, and other valuable identifying data can be used, if they fall into the wrong hands, to personally profit at your expense. In ...

19. Education Center
(Education Center/Education Center)

... a habit to check your bill organizer each week. Click this window to close Keep your bill sorter, checkbook, bank records, a calculator and writing materials in a particular space. Keep everything ...

20. the GACSloutions Difference
(About Us/the GACSloutions Difference)

...  as late payments, repossessions, foreclosures, collections, medical collections, charge offs, tax liens, judgments, and bankruptcies. There is no credit report alike. Because the ...