1. Debt Consolidation Loans
(Education Center/How to Improve Your Credit)

... will discount the amount of the loan. Typically, they do this when the consumer is in danger of bankruptcy. Shop around to determine if you may qualify for this reduction, just rationally weigh the ...

2. Bad Credit Refinancing
(Education Center/How to Improve Your Credit)

... months, you have had two or more 30-day delinquencies If you have had a foreclosure or a charge-off within the last 12 months If you have filed bankruptcy in the past 60 months or have been declared ...

3. Fair Credit Reporting Act
(About Us/How It Works)

... of the United States Code or under the Bankruptcy Act that, from the date of entry of the order for relief or the date of adjudication, as the case may be, antedate the report by more ...

4. Credit Restoration
(Credit Restoration/Credit Restoration)

... public records (bankruptcy, judgments, suits, liens, wage attachments, etc.), collection items, and/or delinquency (past due items) Severity of delinquency (how long past ...

5. Credit Terminology
(Education Center/Credit Terminology)

...  Automatic Stay. An automatic end to creditor collection activity. Filing bankruptcy is the only way to get this protection. If the debtor filed other bankruptcy cases that were dismissed within the ...

6. Identity Theft
(Education Center/Identity Theft)

... victim to taunt him -- saying that he could continue to pose as the victim for as long as he wanted because identity theft was not a federal crime at that time -- before filing for bankruptcy, also in ...

7. Testimonials
(About Us/Testimonials)

...  Advice for Removing Bad Credit Resulting from Identity Theft Case Studies Home Mortgage: Recent Bankruptcy is Tied to Spouse; Impacts ...